Hey Pete, totally get where you’re coming from. My brother moved to the US a few years back, and his primary home switched from interest-only to P&I payments shot up and he was stressing about saving for his next investment property. He ended up talking to a mortgage advisor at LendFriend Mortgage and they helped him figure out interest-only options while keeping his LVR in check. Made a huge difference he could actually save without feeling buried under the mortgage. Definitely worth getting someone to look at your options.