Thanks for your help Paul. I’ve been paying out the debts one at a time and the ones on the CC file are those left. A rent to own would also be an option as I am clearing off other debts as well and within less than 5 yrs I hope to be well and clear. Thanks Stewart

Thanks Richard,

Servicing the loan is no problem and we are The issue is with my cc file. I have some defaults a few years ago as the result of my business going down due to a major client going down. We have applied for a few loans but being rejected due to this on my file and was told…”in the current financial climate, it will not be possible…[Read more]

Hi there, we are actually in need of a wrapper.

I just posted a thread and then saw your thread and thought you might be interested.

My wife and I are looking to buy a well priced house and
I don’t qualify for a mainstream loan, but my wife has a great size deposit. we have been rejected already due to a bad credit report dating back 4 years in…[Read more]