Today’s Steve-ism is:
“Success comes from doing things differently.”
You don’t get to purchase 130 properties in 3.5 years by following the ‘investing rulebook’, nor do you get to become financially free by following the usual life path of:
- Learn (a skill, trade or vocation)
- Earn (sell your time for money)
- Burn (spend your money on stuff)
- Concern (wonder if you have enough to enjoy retirement)
You might be shocked to learn that the ABS reports that 64.6% of couples over the age of 65 rely on the government pension as their major source of income.
That’s quite disturbing! Around two thirds of current retirees went to school, worked a lifetime, raised a family and… ended up financially destitute and without the means to independently look after themselves.
Watch this great video revealing why so many retirees end up in poverty, and what you can do to avoid making the same mistake:
“Success comes from doing things differently” means that if you do what everyone else does, then you’ll get what everyone else has – or hasn’t – because, as mentioned above, more than two-thirds of retirees end up in a precarious financial position. In other words, to get a different outcome from the masses, you’ll need to do something different to the masses.
Where’s your current life path taking you? If you don’t fancy the likely destination then start making changes, before it’s too late.
If you have a question or need some help then leave a comment below.
Until next time, remember that success comes from doing things differently.
Cheers,
– Steve McKnight
Iv’e been researching properties for 5 years, attended your seminar, found some gems but can’t take the plunge to buy! very frustrating.
Hi!
Let’s brainstorm… what do you think has been holding you back?
– Steve
ive already got one investment property in sydney and want to get hold of another one im after advice on how to pick a city to buy in and what is a good price to pay ? my ultimate goal is to be earning enough from rental income to not have to work fulltime
Hi Luke,
Rather than thinking that location drives performance, I would encourage you to think about what profit outcome you want, when, and how it will be derived. Next, find an area where you can afford to purchase. Finally, go looking for a property that will provide the profit outcome you want pursuant to the investing strategy you want to implement.
– Steve
There are many research mobs around these days (eg Blue Wealth, Elever etc – I’m NOT associated with them, or any of them for that matter) that have done the research around trends, demographics, economics, vacancy rates, you name it) . All I’m saying is that these days u don’t need to know where to buy.
You’re right Mindy, but you still need to know *what* to buy, *how* to buy, *why* to buy, and *when* to buy.
Regards,
– Steve
Hi Steve, I have nearly finished reading your book, it’s taken a while for some nights I’m too tired to get past just 2 pages. (Lol) but I have found it so beneficial as it has given me more of a drive to get more into investment properties and achieve more than just one as it was our intention for a super kind of contribution as iv been slack in paying mine as a sub contractor. I have many questions but will just ask a couple for now.
A father of four, a hard working plumber at 44 with a body fast shutting down, from toes to neck. My wife is extremely busy working full time also with DHS dealing with this covid business. Life is hectic. We just purchased our first block of land to be built on in April next year. Was supposed to be titled in December but we’ve now been told it’s April next year. Could you tell me a reason as to why the delay would be 4 months later. Also, our aim is to have a number of properties within 10 years (since reading your book) so I can give my body a break and hopefully set up a more free life style. I’m not sure if this is possible in 10 years to be living off investment properties, may have left it a bit late. But we can try, My other question is….I thought we could rent out our home that we live in now, have it positively geared and look for a house to rent in as it will allow us to have more borrowing power with the banks should we want another investment propriety maybe this time next year. We desperately need an extension on this home and could possibly get renters in whilst we did these works which would be a great tax benefit. I suppose what I’m asking is this a good idea. And are my thoughts in this idea not quite as beneficial as I think. Thank you in taking the time to read this. And I do apologise in advance to everyone here for bombardments of help questions as we are still learning, still understanding the lingo.
Hi Steve & others
Steve I could not agree more with your saying “Success comes from doing things differently”. I have heard you saying it before & it has taken a lot of the risk out of my own investments. As I am 67 & “considering” retirement in the next year or so, I believe it is essential you have something planned for your retirement that is different from what you did for a living. I have been a PAYE in IT & had my own small businesses too (in IT). Guess what? My planned passive retirement will NOT be in IT! We have set up a small business that is coasting right now but can be expanded as we want it to be. All our information is in the cloud so we can transact it from anywhere in the world & never have to meet people to do it. My investment properties are in excellent condition with very good tenants in them. I do not use agents & have a jack-of-all-trades available if anything goes wrong when we are away.
So we will be changing where we live, what we do & where we do it when I retire. We are looking forward to it. I have not walked away from another investment either – if something comes up of interest I will be for it.
Hi John,
Wow! Well done! I’m really proud of you and you are an inspiration to me and many others. Just remember that your time is your biggest asset, so spend it wisely rather than cheaply.
What’s one piece of advice would you give to someone who was 25 and just starting out in their career?
Best regards,
– Steve
Hi Steve,
I have read your book and the latest boolet, and I have been extremely happy with them. I am going to study them further at the time I will have enough money to start.
I have a short comment to you, ‘in all friendship” as they say. I have noticed that
you do not mention, except in your book of course, that this 130 in 3.5 years was a
business of two of you and that you were at one of the highest paid employments.
I believe you should mention it clearly because for people who make mental or written
calculations it makes a huge difference, and they may get cold feet and escape from that idea completemently. You can see the picture better if you say “65 houses in 3.5 years”, or “130 houses in 7 years”, to press the idea that you were two people and now you are just one so the figures should be divided by two, as to make clear what was for two people and what is per person.
Thanks for reading.
Best wishes,
Seppo
Hi Seppo,
That’s an interesting observation. Thanks for making it.
You are, of course, entirely correct when you point out that most of my investing has been in some kind of joint venture relationship. Initially it was with Dave Bradley, a man I respect and admire, and more recently the pooled investment with other investors in my USA property fund.
That said, there is no ‘number’ or ‘tally’ as such as to who bought what, so a simple split down the middle is not accurate. Also, when you are a director of a company (or Trustee of a trust) you don’t buy it as such, but rather the entity on title does.
As such, I feel it is not inaccurate, false or misleading to say that I (either individually, or as a company director or Trustee of a trust) participated as a direct or partial owner in the acquisition of x number of properties in y years.
Sincerely,
– Steve
I’m more worried about how I get rid of my “bad” debt at the moment. I’d love to change things around but just can’t see how I do that
Hi Tim,
If you’d like to provide a little more information about what’s going on I can try to help…
– Steve
Thanks Steve, was nicely said…..make sense….regards
Thanks for the encouragement Bhavesh.
Hi Steve
Reading your books I developed the idea of purchasing my first property under Trust but upon discussions with 3 accountants, they all said that it’s now very similar to buying under own name since the trust laws has been changed. Is it still a good move to buy under Trust?
Hi Shakeel,
It depends on your circumstances, which is a general answer, but it’s the best one I can give.
The changes Labor are floating to trusts mean that some of the income splitting advantages are at risk, but the asset protection benefits of using a trust make it a valid structure for those at risk of being sued (such as those in high risk professions, such as surgeons, lawyers, etc.)
Regards,
– Steve
Hi Steve,
How is about “Borrowing capacity – Debt is in the name of the company as trustee and the directors act as guarantors. Allows directors’ incomes to be used multiple times.” Is there any change with new law?
Regards,
Ho Hung
Not that I know of Hung.
Note that this strategy only works with self-liquidating debt. It is no use with negative gearing, as the ‘loss’ will carry over and reduce your borrowing capacity.
Bye,
– Steve
Hi Steve, I have just started reading your book and I have a question about trust: I am planning to invest in properties with a friend/business partner. Is unit trust a good option in this case? Or should I consider a different structures?
Thank you for the question Marcelo.
There is no ‘one-size-fits-all’ structure that works for everyone, as it is a question of asset protection, tax planning, insurance, and borrowing all rolled into ‘cost vs. benefit’.
That said, a unit trust is usually only used where there is a fixed distribution percentage. In most circumstances, a discretionary trust (e.g. family trust) is seen as providing more flexible outcomes.
The right structure for you should be discussed with your accountant.
Bye,
– Steve
Before following you I was on a road where I wouldn’t be happy to survive on what I was going to retire on. I did your Property Apprenticeship and it gave me a good understanding of the property market. After coupling that with mentoring I have since bought 3 properties in the last 9 months, and am on the track to the success I desire. I can’t thank you and the R.E.S.U.L.T.S. team enough for showing me there is a way and with hard work and dedication anything can be achieved.
Hi Daniel. Thanks for making your post and being an encouragement to me and others. Keep it up!
– Steve
A couple of things on pensioners:
– people with a lot of money in super are still eligible for a pension handout, and are actually quite well off, so I don’t know how they count in your 60plus percent?
– there are a huge number of single older women who are facing dire poverty, especially women who had marital breakdowns and raised children and didn’t get around to or think about buying a home. It’s a very sad situation, but not something I guess you can do anything sbout Steve! I have offered information to some women for figure out better financial management, but I don’t think most of them want to focus their minds!
I am putting any savings I can into super, and I would prefer to have nothing to do with the Centrelink system – it is so demeaning and desperate, and a horrible way to live for an old lady, I reckon!
Hi Beth,
Thanks for contributing to the discussion.
Those that receive the pension but it is not their major source of income make up the 35.4% remainder.
Further to your point, approx 75% (i.e. three quarters) of those living alone over the age of 65 reported that the pension was their primary source of income.
It is wise to provide for your retirement, and superannuation offers tax planning opportunities for many. Just remember that putting money into super is saving, and that is different to investing your super money.
Best regards,
– Steve
Hi Steve – mate – I have acquired a house solely in my name (and it’s my primary residence), the actual house was on two titles – am in the process of moving and renovating the house – my Q – can I sell the house and the separate block without paying any capital gains after a year of living in it – Reno wrks have been slow and I have not pushed it as I do have another 6 months to go before that yr transpires.
What would be the best options moving forward with this – ideally I’d like to hold onto the original house and rent it after the first yr and sell the vacant block or another opt would be to possibly revalue the whole lot (2 blocks) and then build on the spare one
and then sell the new house (would I then incur capital gains? – I do not for see earning much (on paper) this coming yr). With the limited bit of info – was wondering what would you would advise on being a sensible course of action…..possible options?
Thanks in advance,
-joe-
My hat off to you Steve – through all the great success – you somehow have found ways to relate to and help many.
Hey Joe,
You need to be careful here, and get some good accounting advice – the sooner the better.
If it can be construed that you bought the property with the intention of sub-dividing and selling then it is possible the land and the building will be taxable, and possibly treated as normal income rather than income subject to CGT (hence no CGT discount). Hence you’d be smart to go and see an appropriately qualified and experienced accountant.
As for what’s the best thing to do – it depends on what you want! Do you want a lifestyle asset (house) or cash (selling both), or something in between?
Thanks for your words of encouragement too. Knowing that what I do is appreciated and helpful inspires me to keep doing it.
Bye,
– Steve
Hi Steve!
Great to see you coming back to Australia. I am 27 and have been an adamant follower of your teachings for over 10 years. One time about 4 years ago in Sydney you grabbed me aside and said “You have been educating yourself for a while, time to take the plunge. Believe in yourself”. I haven’t looked back. Since that time i have acquired 3 properties with my partner and now own one outright. I am on track to own the remaining 2 by 30 years old. They are inexpensive properties but prosperous.
Your are an inspiration to us all and your sheer generosity is outstanding. the knowledge you provide is the missing link for those looking to freedom. Looking forward to shaking your hand again at your Sydney conference. Love what you are doing with Steve-ism-uhms.
Richard McAuliffe
Hi Richard.
I remember! And I’m really proud of you for finding the courage to take action. Congratulations – and see you in Sydney in September.
Best regards,
– Steve
Hi Steve,
I am looking for advice on when your investment goes pear shaped.
We brought a investment property in Qld during the mining boom in 2012. Since the downturn values have dropped markedly and rental returns also. Properties in the area are not selling or only at discounted/mortgagee sales.
Any advice would be greatly appreciated.
Regards
Pete
Hi Pete,
One consideration I would work through is whether, assuming you were an investor not the owner, you would be happy to buy the property (you own) as an investment at the price it is worth. If the answer is no, then it is hard to justify continuing to own it.
Is there a reason why you want to hang on to it?
– Steve
Hi Steve
I am at a cross roads at the moment. Just sold out of my partnership in a professional services firm. Looking for new ventures and greener pastures and lifestyle change. I have been in business with mixed results. I am 49yo with two high school children and wonderful Godly wife. Like you I don’t particularly want to keep selling my time to earn a living. I own my own home (no debt) and we have SMSF with property equity about $700k comprised of property $600k and $100k cash.
I want to change my life and become. What would you do in my shoes? I really appreciate your wisdom because it comes from a source of principle.
Hi James,
Will you be coming to Mega Conference? If so then a few of my presentations will be of particular interest to you.
First up, given your faith, I recommend you pray and ask for God’s knowledge (skill) and wisdom (application) in this matter.
With that in mind, broadly speaking I recommend starting with what wealth creation outcome you want (in terms of pre-tax investment income), and then working backwards to how you can achieve that outcome. The alternative is to buy assets and hope they deliver what you want. I don’t like that approach as it gives too much power / reliance on the asset, and not enough on the investor.
Regards,
– Steve
Hi Steve,
Certainly not the first time I have heard the comment ‘success comes from doing things differently’. While I 100% agree, on personal reflection, I find it is often thought to be the difference between the general population and the investing world. I wonder whether there are in fact applications within the investing world.
Having spent the last 7 years in the property investing game, my wife (27) and I (30) have managed to acquire 5 properties all within the ‘buy and hold’ strategy. We have renovated to manufacture equity each time thus focusing on the ‘find a problem and provide a solution’ principle.
Having spent a great deal of time educating myself, there is no doubt a glut of information from a huge pool of sources, each offering ideas, opinions and investing strategies. It seems to me that many like to purchase new properties or properties within the realms of major capital cities.
Our strategy has been to purchase older homes (providing us the opportunity for manufactured equity). These homes have generally been within the affordable housing bracket which in my opinion is less dependant on the market. Justifying this belief is that if the market booms, renters have the opportunity to enter the market and purchase these homes. If the market drops, those who have over-extended themselves ofter need to downsize (to these homes). On the rental front, shelter is a basic human need and affordable housing will always be in demand, the brand new spec home perhaps not.
Please understand, I am not suggesting my strategy to be superior, perhaps simply safer. I wonder whether in light of these comments, it is possible that success come from doing things differently ‘within the investing world’ also.
I appreciate your time in reading this and would be genuinely grateful your feedback/comments on our strategy.
Regards
Caleb
Caleb!
How are you? Well I hope.
“Having spent a great deal of time educating myself, there is no doubt a glut of information from a huge pool of sources, each offering ideas, opinions and investing strategies. It seems to me that many like to purchase new properties or properties within the realms of major capital cities.”
Well said! Unfortunately, I probably add to that noise. What I LOVED about your post though is that you clearly have an approach that works for you. As such, my advice is simple – do what works, and junk what doesn’t. That is, keep going!
As you mentioned you have a natural fall back with those who want to downsize, which is smart. Just be careful about the amount of debt you carry as that is what sinks over-leveraged investors in down markets.
If you’re coming to Mega Conference be sure to come and say g’day.
Regards,
– Steve
Thank you for your encouragement Steve. It is greatly appreciated.
I was fortunate enough to cross paths with an exceptional mentor who has been nothing but generous with his time in assisting my growth in this area. My strategy closely mirrors his early stages however of course, as we grow, we form our own opinions and I have well an truly found my own feet and learnt to trust my own abilities as an investor. He truly taught me to fish (as oppose to giving me a fish)!
I take on board what you have said regarding the carrying of debt. Fortunately, given that our strategy focuses entirely on affordable housing outside metropolitan areas, our debt is not enormous given the number of dwellings within our portfolio.
We have focussed our attention predominantly on the Newcastle market, which is performing well and have recently branched into the regional market of Tamworth. We have personally steered away from strata/units/duplex and focussed on Torrens title giving us a greater level of control on future potential. Moving beyond the purchase of affordable housing followed by renovation for manufactured equity, we have seriously considered land size and the positioning of the house within our due diligence phases. The purpose behind this is that it provides future potential for development and subdivision which was our intention from the beginning.
I appreciate the time you take imparting your wisdom.
Caleb
Hi Steve what are your thoughts on this being a terrible time to buy – bubble on pricing (more likely to head down rather than up) and interest rates more likely to head up than down. Thanks.
Hi Mindy,
It’s always a good time to buy if you know what you’re doing. That said, it’s probably a bad time to buy an off the plan apartment in Melb, Syd or Bne as there is talk of oversupply.
People said to me it was a bad time to buy when interest rates were 7%+, so I don’t think interest rates rising off record lows will be a market killer.
Everyone wants to buy at yesterday’s prices, so it seems to be that the smart thing to do right now is to: get educated, make a sensible plan, and find the courage to follow it.
So, if you don’t have a plan and you don’t know what you’re doing, then yes, now is a bad time to buy – but not because of the market cycle, because of investor ignorance.
Regards,
– Steve
Thank you Steve – nicely put.
Sorry Steve one more question – sorry to be annoying. Have you ever modelled the property investment strategy against simply paying down bad (normal home loan and other loans) and/or contributing more money to superannuation??
Hi again,
That’s not annoying! Ask away…
No, I have never done the modelling as the answer depends on what the investor can achieve as a return, and that will be different depending on investor skill and tolerable risk.
Sincerely,
– Steve
I love the video, and the rhyming!
Learn, Earn, Burn, Concern 🙂
Thanks Steve.
:-)
Thanks for noticing Jane.
– Steve
Hi Steve,
I’ve been reading your articles since many years now and also started investing in properties but always get so many thoughts which stop me now and then.
Currently, I’m in a situation where I bought my first home and lived in for six years and then moved out and started living in rental property. Since renting I bought one investment apartment and a land with a hope to build and live in but due to my work location I won’t be able to move in and have to put up as an investment. My all properties are under joint name with my partner. Now with these scenario what do you suggest in regards to owning as joint name or create trust and also what are changes required when I build home on a land and put up as an investment rather than moving ourselves.
Look forward for your response.
Thanks
Jigs
Yo Jigs!
Setting up a trust now and transferring the properties over will probably trigger a substantial stamp duty cost, and so will probably not be commercial.
I recommend getting some good accounting (i.e. structuring) advice as you will also have GST issues to consider when you come to build, and sell.
Sorry I can’t be more specific, but your question is simple to ask hard to answer simply.
Regards,
– Steve
I’ve been a bit of a grouch twice but wish to recant. I think you’re a great dude. Not only have you succeeded wildly, you have provided others with the framework to do so as well. Guam and the US may not be the safest place to have real estate at the moment so it is good to see you back in Australia. Looking forward to your snippets of enlightenment.
Thanks for the encouraging post Lindsay.
Hi Steve,
Good broad advice video. I’m with Mindy above – for the average investor (not professional) I don’t see now as the most opportune time to be investing in property (or shares) in Australia. As a 31yr old with no property, a wife, steady career and $150k in savings. I feel now is the time to increase income (side hustle businesses) and stash the cash (half into maxing super contributions e.g 25k annually for couple of years) for investing opportunities around the corner. Instead of being inpatient and ‘forcing’ opportunities due to FOMO. But I appreciate most people can’t save. Do you agree with this approach Steve or do you suggest the old “best time to invest in property is yesterday, second best is today” approach?
Regards,
Mike
Thanks Mike. I think risk that the market has peaked has definitely increased of late.
That said, we all still need a plan, a strategy, and action. Otherwise we can be spooked when we should be moving ahead.
If you felt the same way 10 years ago as you felt now, and decided to accumulate cash, then the property purchasing power of your accumulated cash would have gone backwards compared to increases in property values.
Once again, if you don’t have a plan then you can get easily distracted by the changing winds. Those with a plan simply need to adjust their investing sails to take advantage of the changed conditions.
Regards,
– Steve
I am wanting to get started in property investment but am struggling with finding the right accountant and mortgage brokering service that can set up my structure correctly? I want to get it right from the beginning, can anyone point me in the right direction?
Hi Rhys,
Thanks for your post.
Good accountants can be good to find. Is it structuring advice you are after? Or property advice? If it is structuring advice then before going to an accountant it is important to think about:
1 . What assets you have now that you want to protect;
2. What assets you expect to have in the future that you want protected tomorrow;
3. Your employment situation;
4. Your tax situation
A mistake I see people make is to have an elaborate structure to protect very little. Like having a castle with a moat and high walls and nothing inside.
In regards to finance, make an enquiry at: http://www.propertyinvestingfinance.com
Regards,
– Steve
Hi Steve ,
Over the last few days I have been studying your book from 0 – 130 properties in 3.5 years .
In the book you explain you can set up a trust with a company as the trustee. This way you can maximise your borrowing ability and borrow more than if you did so in your name .
Is it still possible to do this strategy today ?
Thank you
Joakim
Hi Joakim,
Thanks for your question. I get this one quite a lot, and to ensure my answer remains current, I called up the most senior person in the mortgage industry I know to find out what the latest is.
The good news is that it can most definitely still be done, exactly as outlined in my books.
The only problem is (and always has been) that if you are negatively gearing, as the loss will need to be funded by the guarantor, and hence will detract from their serviceability potential, and therefore will diminish the effectiveness of the structure for financial purposes.
If you’d like some more help, then pop down your details (property, structure, etc.) as a reply and we can flesh it out together online.
Sincerely,
– Steve
Hi Steve,
I have been reading “0-135 properties in 3.5 years” over the past few days and am loving it! Finding it hard to put down.
I just wanted to ask a general (most likely dumb) question. My partner and I are looking at buying our first investment property this year, ideally searching for that positive geared gem, however we are also looking to travel next year for around 6-12 months. What would be your advice on the purchase time of the property? We want to get our ‘foot in the door’ and get started as soon as we can before heading overseas but want to ask for your advice. If the property is providing positive cash flow and we have extra savings to cover the property if there is no vacancy, would this be a wise strategy?
Thanks!
Mitch
Hey Mitch,
It may be that you should hold off until you come back, but I recommend you start looking now to see what is around, and to work on your strategy, including defining your investing constraints (time, money, skill and risk tolerance).
Also, be sure to get to one of my upcoming 1 day seminars for more guidance.
– Steve
Hi Steve,
My wife and I are in our early 30,s, we are currently renting in Perth we don,t own any property but we have been sitting on a bit of cash for a while waiting for the right time to invest, we have set up a business through a trust and are currently seeking advice from a buyers agent in brisbane, who seems to think buying a property in brisbane at the moment would be a good idea considering the prices have been some what stagnant compared with other capital cities I like the dual occupancy positive cash flow strategy however a lot of buyers agents recommend capital growth will far out way long term wealth rather than positive cash flow. Do u mind me asking you’re thoughts, is now or within the next 6 months a good time to purchase a property in brisbane or are we better to wait a little longer to see the effects of rising interest rates and high household debt ? Do u personally recommend or know of a great buyers agent? Thank you any advice is greatly appreciated to get our feet in the door
Hi Daniel,
Thanks for the question.
Yes, I do have someone I can refer you to – an old student of mine who has become quite the master in the space you are seeking help in. Drop me an email and I’ll make an introduction (just reply to any email you received from me).
BUT… given you are in Perth at the moment, have you booked in to come to my 1 day seminar on the 24th Feb? It would be absolutely perfect for you. Since you asked a question here, I want to reward you. Call up the office and speak to Gayle (03 8892 3800) and if you pay to come, we’ll allow your partner to come as our guest.
Regards,
– Steve
Hi Steve,
I currently own 5 properties and am looking at different ways to increase my wealth. Looking for guidance essentially.
Hi Steve.
First up loved your 0-130 properties book. Well done.
I have a question about positive cash flow properties. It seems very hard to find a property near Brisbane/Sunshine Coast with positive gearing. With house prices so high it seems a minimum deposit of 20% (required for an investment property) which can range from 60-100k which I have saved doesn’t make a good percentage margin cash on cash as to what’s invested.
Any tips please for today’s crazy market?
Kind regards
Josh
Hi Josh,
It’s been pretty hard to buy positive cashflow property in Australia now on LVRs 80%+ for many years.
It is possible in commercial property, but getting harder there too as yields go down.
I recommend you grab hold of my book From 0 To Financial Freedom from PropertyInvesting.com and learn about the new way I advocate using real estate to achieve your wealth creation goals. We are out of hard copies now, but we still do offer complimentary soft copies.
All the best,
– Steve
Hi Steve,
I’m currently reading your book From 0 – 130 Properties In 3.5 Years Revised Edition* and loving it!
I would say I am still in the learning faze of my life and was wondering what courses, trades or seminars you would recommend to gain a better understanding and more knowledge when it comes to property investing?
Kind Regards,
Riley
I have the 0-130 book for over a year and have looked at ot every day. I finally picked it up today because I’m despreate for something different. Before I began to read I said to myself, “let me get my highlighter and pencil. Nah I’ll be fine.” Before I could finish the preface I was marking the book with the closes pen I could find. “…sucess comes from doing things differently.” Underlined and noted. I look forward to this read.
Thanks for the post and nice to hear from you. I’m glad the book is helping you, as that’s the reason I wrote it. Remember that for knowledge to be profitable it has to be implemented. There’s no point being wealth in theory and poor in practice.
Hi Steve my name is Debbie and I work for Trudy Ang. Thanks to your books I have amassed a portfolio of around 10 residential properties and 3 businesses. I would love to know what you feel about the US property market now. And what is a good area to look at investing in. Regards Deb
Hi. Steve. How do I get in touch with your financial advisory/ brokerage service.
Your 0-130 properties book. Contact is expired.