Selling IP to spouse

Hi to all. Just got a few enquiries on selling my IP to my wife for love and affection, thus having stamp duty for her exempt. (vic). Reason is to purchase a new PPOR under just my name, and use the funds of the purchase that my wife gives me to lower my non-duductible PPOR loan. Also, since my wife is effectively purchasing a IP, she can claim the full interest payments on the purchase price at market value, much better than the $45000 loan i have now to claim.

However, my wife is about to give birth to our first child, so wont be working for close to year, and we hope to have more children later on. Also her taxable income is only about $30000, so she is on the lower marginal rate of tax. So will we really is t still worth it since shes not on $75000 like I am. We obviously wont be able to get the full benefit of her negatively gearing the IP. Am I wasting my time selling to her?

Also to note that I will be CGT exempt since I have lived in the IP and it complies with the 6year rule.

Also how hard would it be to get a investment loan for my wife for $300000, if she is not going to work for a year since I wont be the guarantor. We could get a deposit of maybe $30000 max.

Finally even if she can get the loan and I to sell to her with no stamp duty for her and no CGT for myself, shall I put her name on the new PPOR title we intend to but to live in?

Thankyou.