Well done to her.

She should continue doing covers on Youtube.

There is a guy called only1noah and he simply did that.

Recently he did an Indiegogo campaign and raised almost $40,000 in funding from his fans to make an album
http://www.indiegogo.com/projects/join-the-noahnation-and-help-finish-my-first-worldwide-release

ps. ellisekibel.com is…[Read more]

Jamie M wrote:
Hi Tom

Any sales/commission based industry is difficult to crack. I know it's difficult not to focus on the dollars when going into self employment because we all have to live. However, being driven by money can set you up for failure. If you're passionate, genuinely enjoy what you do and you're good at it – then the money will…[Read more]

I've just moved up to Qld,

I'll be sure to come along some time in the new year

Brazen wrote:
Hi Adam,

It's a really good idea to speak with your accountant about this.
He'll probably advise you to borrow the money for the build because:
1. The interest is tax deductible
2. The valuation will be less than the cash you'll spend.

It's often better (for tax purposes) to let both dwellings out but you will be up for CGT…[Read more]

Qlds007 wrote:
Agree with JacM. 

I see and hear every day of the week clients who say i need to buy 20 properties to be comfortable yet if they had 6 all paid off (after the accumulation phase) they would be in a far better net position. 

Number of properties are all well and good but if they are highly geared means nothing.

Cheers

Yours in…[Read more]

MelbInvester wrote:
Hi Ryan,

I like to keep this Properties after developed and also want to know how its look like this Development journey. LOL

MI

Why development in the first place?

Why not buy more investment properties rather than develop?

Is the return on development really going to be that good for you?

Nigel Kibel wrote:
I know what you mean Richard, my wife has not really put on weight for 20 years and she asks me every day what happened to my figure. I just tell her that like investments i keep growing in value.

Well down jac and Richard and happy birthday my Richard, but your glad the power come back on to celebrate. 

I am so going to…[Read more]

yellina wrote:

Ryan, 

I just saw a documentary on Bitcoin on Bloomberg, You are right. You have to download every single transaction to buy or transact a bitcoin. 

Excellent piece of information. I think bitcoin is not for me. 

Thank you. 

Bitcoin is a decentralised currency. Meaning you don't have to go through a bank or organisation to…[Read more]

Will interest rates be going down again?

I have heard speculation that they will. But as always nothing is fact until it actually happens.

I'm sure so many things could happen in the economy that would affect it.

Hey Jamie,

I would also like to ask the same question as Hari?

I have heard others say that they are expecting rates to go down again as well. Do you think this is true?

Qlds007 wrote:
Unfortunately the article is over 28 months old so hardly upto date.

Ramki couple of suburbs i don't mind but a couple I would avoid like the plague.

Too right. Should have checked the article date before posting.

Here is a more recent…[Read more]

I researched and wrote an article on this – http://positivecashflowaustralia.com.au/mortgage-uninhabitable-house/

Basically you CANNOT secure traditional lending on an uninhabitable house. You would either need to borrow equity against another property or gain a construction loan which means you would need to provide detailed costings and plans…[Read more]

Benny wrote:

  The part that I don't get is this – WHY does a 50% deposit offer much more incentive to a seller (or RE agent) to offer a 10% discount.  My thoughts are "I can see value in a 100% cash offer – it can be a VERY short settlement, leaving the seller to "move on" quickly.   

But WHY is a 50% cash deposit much better than the…[Read more]

Benny wrote:

Perhaps I am labouring under a delusion, but isn't a seller only entitled to something like 5% or 10% if I were to default – or is it the WHOLE deposit (as I think you are indicating)?.   I've never come across this, as I have never put more than 10% down. 

Anyway, if the seller is allowed to keep all of a deposit, that pretty…[Read more]

Here's an article from API magazine (from Sam Saggers who runs Positive Real Estate) that may be helpful to you

http://www.apimagazine.com.au/blog/2011/08/brisbane-is-it-time-to-catch-a-blue-chip-bargain-before-a-boom/

Mot_84 wrote:

A) Now I know that land appreciates but as I am investing with between 200-300K,

I was looking at getting another unit in a small older block within a 25km radius if Melbourne's cbd.

C) My strategy is to buy units in good growth areas, whilst negatively gearing them, look for capital growth in all of them and accumulate…[Read more]

opee wrote:
Hi MOT_84,

   Personally I like to stick within 20Kms CBD and to find a positive cash flow property is impossible within this range.

I don't like to invest my money in outer range suburbs as their are some issues regarding capital growth,  tenants and too much land available. If you can find a positive cash flow property around CBD…[Read more]