I realise that this subject has been covered before, but I need to clarify something.
I am trying to get landlord insurance but am having a little trouble as most companies want the property professionally managed and mine is not.
After doing a search I found most people recommended Rentcover for insurance, however in their policy wording I find that they do not cover malicious damage caused by tenants....In their table it says:
"You are covered for Malicious Acts BUT NOT....loss or damage intentionally caused by a tenant, a tenants visitors or family."
Can anyone explain this to me?
"Be careful not to step on the flowers when you're reaching for the stars"